Buyer FAQs

Here are answers to some of the questions we hear most often from international buyers exploring property in Phuket.

Can foreigners really own property in Thailand?

Yes. Foreigners can own condominium units outright in freehold title, subject to a 49% foreign-ownership cap per building. Villas and land are typically accessed through long-term leasehold or similar structures, since direct foreign land ownership is generally not available. See our Foreign Ownership Explained and Leasehold vs Freehold guides for more detail.

Do I need a lawyer?

We strongly recommend independent legal representation for every purchase. A lawyer verifies the title, checks the seller’s right to sell, and reviews your contracts, protecting your interests separately from the agent and seller.

How much do I need to budget beyond the purchase price?

Plan for transfer fees, applicable taxes, legal fees, and, for condos, common area fees or a sinking fund contribution. See our Costs & Taxes and Transfer Fees guides for a fuller breakdown.

Can I get a mortgage as a foreign buyer?

Some Thai banks offer mortgages to foreign buyers, mainly for condominiums, though eligibility and terms vary by bank and by your residency status. Many international buyers instead finance their purchase from their home country. See our Financing Options guide for more.

Is buying off-plan safe?

Off-plan purchases can offer good value and flexible payment schedules, but they carry construction and developer-related risks. Careful due diligence on the developer’s track record and permits, along with a well-drafted contract, significantly reduces those risks. See our Buying Off-Plan Safely guide.

Can I rent out my property?

Many owners do, but rules vary by building, estate, and rental type (short-term versus long-term), so always confirm what is permitted for a specific property before buying with rental income in mind. See our Buying to Rent guide.

How long does the whole process take?

Timelines vary depending on the property, financing, and whether it is a resale or off-plan purchase. Our team will walk you through a realistic timeline for the specific property you are considering.

What is the next step?

Reach out to the Anan Property Group team. We are happy to answer questions specific to your situation and guide you through every stage of buying property in Phuket, from your first viewing to completion day.